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A title closer is the representative of a
title/abstract company that gathers all relevant papers
and documents and insures that the buyer is receiving
good and clear title and that the lender is being
protected by becoming the first and usually the one and
only lien holder on the subject property. Some of the
functions of a title closer include, but are not limited
to verification of correct amounts due and owing to
satisfy mortgages, taxes, judgments and other liens,
properly recording legal documents and instruments from
the transaction, checking and verifying that all
documents are prepared and executed in legal and
recordable form, notarizing papers and documents, and
assisting many of the parties to insure accuracy in
calculations of adjustments. Taking accurate and
detailed notes is essential in case the events of the
transactions become subject to audit.
The people usually in attendance at the
The Buyer(s), Borrower(s), Attorney for
the Buyer(s), Attorney for the Borrower(s), Seller(s),
Attorney for the Seller(s), Name(s) from the Lending
Institution(s), Attorney for the Lending Institution(s)
and Names(s) of Mortgage and/or Real Estate Broker(s).
The documents usually at the closing are:
The Contract of Sale, Survey(s),
Mortgage(s), Satisfaction(s) of Mortgages(s), Lease(s),
Policy of Title Insurance, Title Report, Lien Releases,
Deed(s), Escrow Documents, Affidavits (must be
notarized), Certificate(s) of Occupancy, Transfer tax
returns and tax adjustment documents, Easements, Legal
The following topics will be
covered to assist you in pursuing a career in real estate
by becoming a title closer.
What is a title closer?
What are the qualifications for becoming a title closer?
What functions does the title closer perform before
& after a
What can a title closer expect to earn?
Once I finish this course, how can I obtain employment
and/or get work as a title closer?
Become familiar with documents and procedures found
at a closing.
Examples of possible problems that might happen at a
closing and how to prevent them.